Getting Practical With Insurance


March 5th, 2010

by Cecile Cinco

The financial bubble almost crippled the global economy. Most countries, if not all, have suffered, one way or the other. Spending has been limited. Insurance companies were no longer trusted as the growing number of them can no longer pay their clients the benefits due them. The more the industry sank.

How long will this go on? Certain companies were named to have lacked the capacity to go on. Since then, those who were in good standing remained…but it takes the trust of the people to move forward. Continue reading »

Popularity: 3% [?]

How Much Life Insurance Is Enough?


February 21st, 2010

by Cecile Cinco

Usually, a person buys life insurance so his or her beneficiaries will not have to lose the incoming financial support that person brings in as a bread winner in the event that the insured dies. It’s love. But how much is enough? Continue reading »

Popularity: 4% [?]


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    January 22nd, 2010

    by Cecile Cinco

    How do you save? Do you spend first then save what’s left or save first then spend what’s left?

    Generally, the poor stays poor because of the first habit and those who walked their way to wealth built their riches on the latter habit. When I say poor, I mean those who just live with the basic needs and not the underprivileged who cannot afford to eat thrice a day. Continue reading »

    Popularity: 15% [?]


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    November 24th, 2009

    by Cecile Cinco

    Is insurance good or bad? It depends on how you look at it. Generally, insurance is good. You get financial return for the loss of whatever it is you’re insuring which is a lot larger than what you paid for. Comparing it with a bank time deposit, it is still a lot larger.

    When does it become bad? Continue reading »

    Popularity: 14% [?]


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    November 23rd, 2009

    by Cecile Cinco

    As the days go by and we age by the year, our health goes down the drain if we do not take care of it. With so much cares to keep our mind focused on, we tend to neglect what makes us enjoy life better: good health. We get lazy to exercise, justifying that we have more important things to do. We just can’t buy the healthy foods offered at the grocery or market because the prices are way too high. Continue reading »

    Popularity: 14% [?]

    Support For Disabled


    October 30th, 2009

    by Cecile Cinco

    It is but normal that when you reach above middle age, you are prone to disabilities. Most insurances cover for total disability only but how about partial disability when you still lack the capacity to work well, which lessens your income or even strips you off of your regular income?

    That’s the good thing about social security disability program which gives you your income while even partially disabled until you get well, or if not, until you retire then you shift to social security retirement income.

    Cool. :)

    Popularity: 12% [?]

    The Backbone Of Every Salesperson


    September 16th, 2009

    by Cecile Cinco

    Being in sales is not my cup of tea. Whatever I have sold, I’m sure my God gave it to me. I don’t have the capacity or guts to actually go out and knock from house to house just to go about my sales presentation. In fact, the reason I’ve set up my own real estate website is because I wait for people to come to me since I have the information they need. I’m not selling anyone anything. I’m helping them own their house to call their home. Continue reading »

    Popularity: 16% [?]

    Where To Find Cheap Life Insurance


    August 7th, 2009

    by Cecile Cinco

    You may have guessed it right. Where can you find cheap life insurance? Of course, the internet! With the recent financial bubble and the insurance giants falling on their knees, and yet with the knowledge that it is better to have a life insurance than not have one at all, if we really care for the family we will leave behind, Continue reading »

    Popularity: 17% [?]

    If You Think You Can’t, Then Don’t…Unless…


    April 10th, 2009

    by Cecile Cinco

    I’ve used to tell my family that I don’t want to buy a car. For several reasons, actually. Like, maintenance is high, driver (which could be my hubby or myself) can’t rest, and the worst is if somebody out of his mind just make a scratch on the paint! Continue reading »

    Popularity: 12% [?]

    One Of The Best Inventions


    April 10th, 2009

    by Cecile Cinco

    What do you think is the best invention of this century considering the scope, the many of people who benefit from the invention and how much is saved or how much is gained? Continue reading »

    Popularity: 17% [?]

    What’s The Basic Difference Between Life And Non-Life Insurance?


    February 20th, 2009

    by Cecile Cinco

    You’ve heard of life insurance and non-life insurance, I’m pretty sure. What’s the difference?

    More than a decade ago I was selling life insurance then years later I was with a pre-need company. (Being with the insurance firm at that time I made my ICQ handle Life Provider. I had a 7-digit UIN which still exists now, though not much used as it had been before. If you use ICQ and do a search, if you see 2 accounts with Life Provider, both are mine.) Continue reading »

    Popularity: 14% [?]


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    December 12th, 2008

    by Cecile Cinco

    Many do not believe in life insurance. The primary reason is, if it’s your time, then it’s your time.

    Although life insurance cannot bring back the life of the person, there is one thing that makes the problem lighter and easy to bear. Continue reading »

    Popularity: 17% [?]


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  • Intelligent Decision Springs Out Of In-depth Comparison


    December 5th, 2008

    by Cecile Cinco

    I’ve found at least four people quoting that a wrong decision is better than indecision or having the habit of indecision. All four share the same sentiment.

    The risk of a wrong decision is preferable to the terror of indecision. (Maimonides)

    Indecision is debilitating; it feeds upon itself; it is, one might almost say, habit-forming. Not only that, but it is contagious; it transmits itself to others. (H. A. Hopf) Continue reading »

    Popularity: 11% [?]

    If Or When The Dreadful Happens


    March 6th, 2008

    by Cecile Cinco

    If or when the dreadful happens, you or your beneficiary will be paid the promised sum. That’s the bottomline of insurance.

    There are basically two types of insurance: life and non-life. Life answers to the WHEN dread while non-life to the IF dread. Both are dreaded.

    Some years ago I provided life insurance, hence my ICQ handle, Life Provider. I took up the licensure exam and I passed. The problem is, I Continue reading »

    Popularity: 26% [?]


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